Before having a towbar fitting you must be aware you must definitely let your insurance provider know.

Adding a towbar is seen as a change from the manufacturer’s original specs. Neglecting to tell your insurance company can possibly void your coverage.
This may mean that your insurance would not pay for the losses in case of an accident or claim.

Notifying your insurance company about the towbar guarantees that your policy fairly shows the setup and use of your car.

Although some insurers may impose an administrative fee for changing your policy, in many situations telling them of this alteration does not result in a higher premium. To know their conditions and any possible cost consequences, it’s usually better to ask your particular insurance company.

Furthermore, by telling your insurer, you may verify that if the towbar gets damaged it is covered on your insurance.

For a rear-end accident, for example, the towbar may absorb some impact and incur damage. Knowing this helps you to avoid unanticipated costs.

Generally speaking, always let your insurance provider like Direct Line for car insurance know whether you have a towbar fitting to your vehicle. This is so that your insurance remains valid and guarantees your insurance covers you correctly.